Contract For Deed Financing Locations – Serving Minnesota
Our contract for deed financing program covers the entire state of Minnesota. There are however primary counties/cities within the state we specialize in; as well as some select areas where we do not purchase homes. The location dictates the minimum down payment requirement on our financing loan terms page.
Primary Locations Served
Our primary location served is the St. Paul/Minneapolis 11 – County Twin Cities metro area. Any home located within these counties qualifies for our 10% down payment program.
We have also included Alexandria and St. Cloud as part of our primary locations.
Homes that fall outside of our primary locations are considered rural, and the minimum down payment requirement is 20%.
– 10% Down Payment Minimum
- Anoka County
- Carver County
- Chisago County – Up to North Branch/95
- Dakota County
- Hennepin County
- Isanti County – Up to Cambridge/95
- Ramsey County
- Scott County
- Sherburne County
- Washington County
- Wright County
- Douglas County – Alexandria
- Stearns County – St. Cloud (includes Sartell, Waite Park, and Sauk Rapids)
Rural Financing (Statewide)
– 20% Down Payment Minimum
- Beltrami County – Bemidji
- Clay County – Moorhead
- Crow Wing County – Brainerd/Baxter
- Pope County – Glenwood
- Olmsted County – Rochester
- Steele County – Owatonna
- St. Louis County – Duluth
- Winona County
Excluded locations where we do not purchase homes fall within the Minneapolis/St. Paul (twin cities) area below.
Excluded areas in Minneapolis include:
- North Minneapolis
- Phillips Neighborhood
Excluded areas in St. Paul include:
- North End
- Thomas-Dale (Frogtown)
- Dayton’s Bluff
- South Como
- Battle Creek-Highwood (North of 94 & West of White Bear Avenue)
- Hamline-Midway (East of Snelling)
- Summit-University (North of Iglehart Ave.)
- Payne-Phalen (South of Maryland)
- Greater East Side (South of Maryland & West of White Bear Ave.)
We would love to hear from you! Please fill out the form below completely, and then provide a brief message so that we can expedite the process of handling your inquiry. Talk soon!
No Credit Check
Bad or no credit is OK! This contract for deed financing program is strictly income & cash down payment based.
Fast & Easy Application
Get an immediate response on loan approval without all the hoops a bank makes you jump through.
Get The Home You Want
Don't let that perfect house slip by because the bank turned you down for financing. All of Minnesota qualifies. Realtors always welcomed.
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